Smart Guidance for Smarter Decisions

95% Success Rate

Fast Cash When Your Business Needs It

Rate of interest: Up to 16% - 32%

Looking to set up or expand your business?

Rate of interest: Up to 16% - 32%

10.74%

Boresha Biashara Loan

9.96%

Inua Biashara Loan

6.70%

Mama Mboga Special

9.00%

Hustle Starter Loan

Kechita Capital Limited

Kechita Capital is more than just a financial institution — we are a partner in your journey toward financial growth and stability. Founded on the belief that credit and financial knowledge should be accessible to all, we provide tailored consultation, transparent guidance, and reliable support to individuals, small businesses, and community groups.

From salaried employees and young entrepreneurs to market vendors and established enterprises, we stand beside our clients with one goal in mind: to make financial empowerment a reality for everyone. At Kechita Capital, we don’t just process loans — we equip you with the tools and confidence to make smarter financial decisions that last a lifetime.

Our Vision

To be the leading microfinance institution in Kenya, recognized for transforming lives & creating lasting prosperity through financial inclusion & responsible lending practices.

Our Mission

To empower underserved communities in Kenya by providing accessible & innovative financial solutions, fostering entrepreneurship and promoting sustainable economic growth.

Let us help you find a loan

We will match you with a loan program that meet your financial need.

Our Services

Our services are tailored to meet your specific needs.

Quick Micro Loan

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Growth Support

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Business Advice

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Business Training

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How does it work?

We have a fast and easy application process.

1

Choose Loan Amount

Select the loan amount that suits your needs with transparent rates and flexible repayment options.

2

Get Approved

Fast digital approval with no upfront fees — guided by our friendly loan specialists every step.

3

Get Your Cash

Receive instant disbursement directly to your mobile wallet or bank. Simple and secure.

Why People Choose Us

We understand how to effectively guide you through the home loan or refinance process and avoid potential problems along the way.

Dedicated Specialists

Our experienced financial experts provide personalized support, guiding you step-by-step to make smart financial decisions for lasting business growth.

No front Appraisal Fees!

We value fairness and transparency in our dealings for every client—apply for financing confidently with zero upfront appraisal costs or hidden charges.

Success Stories Rating

Our track record speaks volumes—hundreds of satisfied clients have grown their businesses through our trusted financial solutions and expert guidance.

Our Client Testimonial

See what our customers have to say about Loan Products, People and Services.